Friday, December 27, 2019
Remote Control or Mind Control - 1126 Words
Imagine this, itââ¬â¢s the year 2020 and youââ¬â¢re long gone from UCââ¬â¢s campus. Youââ¬â¢ve gotten the job youââ¬â¢ve always wanted and finally have a family of your own. You come home from working a 15-hour shift and your three-year-old toddler starts throwing a tantrum about being bored but, your spouse is gone for the time being and only you can entertain the child. What do you do? Do you swallow your pride and play games, read, and or color with him or do you simply turn on the television and let ââ¬Å"SpongeBobâ⬠take it away? This is a big battle that exists in todayââ¬â¢s society. Most people tend to have an opinion that media, specifically television and video games, are having long-term effects on our children concerning their behavior and morals. Others, although typically outnumbered, think that the media does not heavily impact children and most children, if raised with proper care, will know the difference between right and wrong even with medi a present in their life. In one text, an informative, factual research style paper, the University of Michigan Health System gives insight as to why television may be more harmful than helpful to our youth using raw data from clinical researches. For my second text I have chosen a freehanded, opinion based article, written by a parent who sees nothing wrong with letting his children watch television. These two articles have different insight on the same subject considering itââ¬â¢s discourse community, audience, and style of writing. Iââ¬â¢ll begin with theShow MoreRelatedRemote Control Essay1159 Words à |à 5 PagesGet remote control of your studio and free yourself from ââ¬Å"the chairâ⬠I get a lot less exercise in the studio these days, and I like it that way. Donââ¬â¢t get me wrong. Burning a few calories here and there isnââ¬â¢t a bad thing. But when I am in the studio, I want to focus on the creative flow, not the cardio you get while running from the control room to the isolation booth over and over. As the lines between studio engineer and artist continue to blur, more musicians find themselves pressing ââ¬Å"recordâ⬠Read More Personal Narrative- Television Remote Essay681 Words à |à 3 PagesPersonal Narrative- Television Remote Those who are recognized as having authority earn power because of strong leadership skills and the drive to make the world a better place. When people use power to do good deeds they gain respect. A typical leader also holds something in his or her hands, like a staff, that yields power. It is amazing to see people follow an individual who is holding on to something. If they could possess that object then they too could have power. I agree that one mustRead MoreWhy The Mind Body Problem1200 Words à |à 5 PagesOut there, in our own world, there is a battle going on that most of us are completely unaware of, and it is all comes down to the mind-body problem. The mind-body problem is how the mind and the body interact with each other. The mind is the mental side of things; thoughts, imagination, and most importantly consciousness, whereas the body is the physical side; the make up of your brain neurons and your body. On one side of this argument we have the Materialists, and according to the Oxford DictionaryRead MoreEconomic Growth Of Latin America1623 Words à |à 7 Pagesinformational mining, analytical scrutiny; displaying, control and improvement of mine site forms. On the other hand Brazil being one of the largest producer of iron ore, bauxite and manganese there has been major challenges faced by the local industry related to water and vitality supply, expanding natural necessities and advancing productivity. Therefore, Brazil is seeking alternatives to control and vitality productivity, remote/computerized checking and control along with mechanical autonomy to diminishRead MoreInternet Telephones : A Product Apparatus That Siphons Voice1179 Words à |à 5 Pagesto stop it, you can dare to dream to control it. 8.9. More ports open = more ports to secure While the base hardware may stay unaltered, VoIP muddles system activity stream with numerous new ports, principles, and virtual systems. A correspondences master must precisely guide out TCP and UDP activity leads, the system by which this movement crosses the inward system, and in addition the subsequent ramifications to the corporate wide territory system and remote access arrangements. The best guidanceRead MoreThe Talk About Robotics And Artificial Intelligence1426 Words à |à 6 PagesArtificial Intelligence. Apply autonomy/Robotics is the branch of mechanical building, electrical building and software engineering that arrangements with the plan, development, operation, and use of robots, and additionally PC frameworks for their control, tangible criticism, and data handling. These advancements manage computerized machines that can replace people in hazardous situations or assembling forms, or take after people in appearance, conduct, as well as cognizance. A significant numberRead MoreFirewall Essay1501 Words à |à 7 Pagesand square assaults. Firewalls help secure system borders, subnets, and neighborhood machines (counting virtual machines). Border firewalls channel bundles coming into the system. If noxious activity has figured out how to sidestep organize level controls, working framework firewalls give another layer of security by permitting or denying bundles coming into the neighborhood framework. Interruption identification frameworks/interruption counteractive actionRead MoreRemote Access1438 Words à |à 6 PagesRemote Access By Matthew Benack Karen L. Paullet ISSC481 IT Security Planning and Policy February 20, 2011 Remote Access Nowadays, computers are a part of everything that people use. We use them for news, communication, find information, online education, banking transactions and working on a computer in the office from across the world. Time and money are always issues in business so when things go wrong with technology or your computer how does it get fixed? This can be a problem especiallyRead MoreCloud Computing Case Study1078 Words à |à 5 PagesCloud computing is the collective use of remote servers to handle data, rather than having a local server/computer handling the data. Cloud services provide a lot of convenience to businesses and personal use, because it alleviates the need for costly personal servers/ server maintenance. The issue with implementing this into a business, however, is the dependence on another companyââ¬â¢s servers. It also faces security issues such as: lack of direct, physical control over the servers the company uses, relianceRead MoreFiguring Framework Essay1543 Wo rds à |à 7 Pagesto viably and effectively uphold such determinations. In a neighborhood registering framework, a particular can be spoken to by conventional get to rights conceded to known distinguished people and in this way to the procedures under their control. The requirement is for the most part in view of distinguishing proof and verification of asking for people over a put stock in physical way and on monitoring the procedures they are controlling. In the Web most connections including business
Thursday, December 19, 2019
The Opportunities And Challenges Facing Small And Medium...
A popular method when internationalising is to use an alliance or joint venture. Critically evaluate the opportunities and challenges facing small and medium sized enterprises Student name: Jui Yi Kung (Gabrielle) Student ID:S1439922 Luxury Brand Management Introduction Nowadays, more and more firms have shown interest in international business and it is still an expanding field of research today. In addition, many small and medium sized enterprises are trying to integrate into the world economy so that they are able to get more frequent opportunities in the global market. In order to analyze this research, this thesis will focus on the opportunities and challenges facing small and medium sized enterprises (SMEs) which aim to become international firms. When looking at becoming an international business, there are two popular methods that are used, which is to form an alliance or become part of a joint venture. Therefore, this essay will also critically evaluate which method is highly efficient and feasible when looking at those two paths. Following the information provided I aim to give the reader a deeper understanding regarding the importance of small and medium sized enterprises. More, in this essay I will use one of the designerââ¬â¢s brands ââ¬Å"victim fashion streetâ⬠as a base example to analyze how a local brand can be helped into the global market, as well as use theoretical perspectives to analyze the impact of the internationalisation of smallShow MoreRelatedSmall Medium Enterprises Of Brunei Darussalam : Business Ecosystem, Economic Constraints And Counter Measures1306 Words à |à 6 PagesProject Topic Small Medium Enterprises in Brunei Darussalam: Business ecosystem, economic constraints counter measures. The project objectives are as follows; â⬠¢ To define what are SMEs and determine the business ecosystem in the country. â⬠¢ To identify economic challenges that SMEs are facing in Brunei Darussalam â⬠¢ To determine what kind of counter measure that has been done and potential solution for the problems. The following project questions were formulated based on the project objectives;Read MoreLenovo1745 Words à |à 7 Pageseconomic crisis lead to the overall economic environment tightening, but the development of computer industry chain to maintain good growth momentum. 1.3 Social environment: China even the whole world still has a great purchasing power. Once the enterprise enter the market, the value of the firm will show up. 1.4 Technical environment: Lenovo Group, founded by the Institute of Computer Technology, Chinese Academy of Sciences. And it stands for the countrys highest level in the field of computer technologyRead MoreGlobalization For Small And Medium Sized Enterprises And Companies From Developing Countries1713 Words à |à 7 Pagesworries have spurred the public discussion, in particular when it comes to developing countries. Do you agree? Please provide the pros and cons of globalization for small and medium-sized enterprises and companies from developing countries. Illustrate your argumentation with practical examples. Define recommendations for policy-maker of a small developing country and describe how supranational institutions can support the efforts of developing countries to successfully participate in the globalisationRead MoreWhy the human resource management is important in small-medium Entrepreneur in UK1368 Words à |à 6 Pagesï » ¿Why the human resource management is important in small-medium Entrep reneur in UK Introduction The article analyzes the way of HRM practice in small-medium enterprises(SMEs) and the reason why it is important element for SMEs. Over the past years, small-medium enterprises play an increasingly significant role in European economy. It is mainly because European countries including UK have large amount of SMEs but with small scale of big enterprises. However, HRM, as an important part of a companyRead MoreAnalysis Of Small And Medium Sized Firms5763 Words à |à 24 Pages CREATIVITY AND INNOVATION ENTREPRENEURSHIP; Analysis of small and medium sized firms (Small and medium scale enterprises: SMES) By Daniel Abioye, INTRODUCTION Small and medium sized firms play a prominent role in economic development (Osotimehi, et al. 2012). Hence it has been the underlining background to this study. The importance of SMES cannot be overemphasized in an economy. This is because they contribute to the creation of employment, free competitive market environments, inputs for largeRead MoreFinancial Management Systems Are Of Great Importance To1584 Words à |à 7 Pageseconomic risk (Bahri, Pierre Sakka, 2011). Failures and establishment of new businesses yearly has resulted in a vast array of research into various aspects of businesses. As cited by Howorth and Wilson (1999), FPB (1996) says that the major problem facing businesses is late payment of commercial debt. According to Howorth and Wilson (1999), customer and supplier relations are strained when chasing payment and as a result of this a business viability and survival is put at risk. To an extent, the recentRead MoreLenovo1745 Words à |à 7 Pageseconomic crisis lead to the overall economic environment tightening, but the development of computer industry chain to maintain good growth momentum. 1.3 Social environment: China even the whole world still has a great purchasing power. Once the enterprise enter the market, the value of the firm will show up. 1.4 Technical environment: Lenovo Group, founded by the Institute of Computer Technology, Chinese Academy of Sciences. And it stands for the country s highest level in the field of computerRead MoreThe Impact Of Tourism On Tourism And Hospitality Business Essay1215 Words à |à 5 Pages200,000 small and medium sized enterprises (Oxford Economics, 2014). The ever increasing number of small firms in this industry draws attention to the importance of entrepreneurship in the tourism and hospitality business. Statistics show that 98.5 per cent of all hotels and restaurants in the UK employ less than 50 people (Oxford Economics, 2014). This number proves the claim long established by scholars that the tourism and hospitality industry is largely dominated by small to medium-sized entrepreneurialRead MoreA Report On Singapore s Smes Essay1543 Words à |à 7 Pages SMEs in Singapore Name: Professor: Course Name: Date: Ã¢â¬Æ' SMEs in Singapore 1. Introduction Small to Medium Enterprises (SMEs) form the majority of the enterprises in Singaporeââ¬â¢s economy. They employ over 70% of Singaporeââ¬â¢s workforce and generate about 50% of the countryââ¬â¢s total GDP. Most SMEs in Singapore grow from small enterprises into large competitive companies. Manufacturing and wholesale SME sectors have increased impressively with the number of employees in these sectors increasing byRead MoreCompany Analysis : Pb And The Erp Re Engineering Project1365 Words à |à 6 Pagesbecause the data in the companyââ¬â¢s IT system was with poor quality and lack of simple updates (Huang et al. 1999). This study is focused on the Material Master Data (MMD) in the Pitney Bowesââ¬â¢ SAP Enterprise Resource Planning (ERP) system. SAP is a German multinational software corporation that enable enterprises to manage business operations and customer relations more efficiently and effectively. Material master data is one type of master data in SAP ERP system and the two other types are customer master
Wednesday, December 11, 2019
Topic Guide free essay sample
Jordan just graduated with an advertising degree and started working for an advertising agency. He joined the local Advertising Federation club so he could learn more about doing his job from veterans in the industry. Which type of power does this ad club hold for Jordan? a. reward power b. associative power c. conformational power d. referent power e. legitimate power Chapter 9 1. What is consumer culture? What are some examples of companies violating cultural norms? 2. Understand the relationship between culture, meaning, and value. What are functions of culture? 3. Distinguish cultural sanctions and cultural norms What are the two primary inputs for culture? 5. What are Hofstedeââ¬â¢s dimension of societal value (e. g. , individualism)? 6. What is cultural distance? How is it computed? 7. Distinguish between socialization, enculturation, and acculturation. 8. What factors are associated with faster/slower acculturation? 9. What is the Quartet that shapes societal values (e. g. , school). 10. What nonverbal factors affect message comprehension (e. We will write a custom essay sample on Topic Guide or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page g. , time, space) 11. Distinguish between shaping and modeling. 12. What is glocalization? 13. What do the Dan Ariely videos on WSU say about cultural norms? What does Mike Roweââ¬â¢s video indicate about U. S. culture? Sample questions Jamal lives with his two brothers, their wives and children, and his parents. In his country, each family is expected to take care of other family members. Which of the following best describes Jamalââ¬â¢s culture? a. individualism b. pluralism c. collectivism d. interdependent e. self-reliant In the United States, it is expected that people attending a funeral wear dark colors, but in Japan they are expected to wear white. These expectations regarding the appropriate behavior in a given situation are called cultural _____. a. taboos b. norms c. standards d. sanctions e. roles 1. Chapter 10 What is a microculture? What are role conflict and convergence? What are the dominant adult generational subcultures (e. g. , silent generation). Characteristics? How do religious microcultures affect consumer culture (e. g. , weekend days, beverage consumption). What is homogamy? What is habitus? What are characteristics of social classes? What is street culture? What are some examples? What are some cultural and demographic trends affecting CB? Sample questions Look around and youââ¬â¢ll see that most fraternity members wear Polo shirts. They have chosen to join a fraternity and want to define themselves from other students on campus, and wearing a certain brand of clothing helps them do that. This phenomenon in which students choose membership in a fraternity in an effort to stand out or define themselves from the crowd is called _____. a. divergence b. tradition c. core societal value d. cultural norm e. role-specific behavior Charlie is a teenager who belongs to a youth group at his church. He does activities with this group that he wouldnââ¬â¢t do otherwise, such as help elderly church members with their yardwork and grocery shopping. He also participates in bible studies and athletic activities with this group. This youth group is an example of a(n) _____. a. terminal group b. assimilation mechanism c. acculturation mechanism d. microculture e. subversive group Chapter 11 Understand impulsive consumption. What characterizes impulsive consumption? How is it different from unplanned behavior? What are some atmospheric elements (e. g. , odors, music). How do they affect consumer behavior? How do fit and congruity relate to atmospheric elements? What are some antecedent conditions which influence consumer behavior (e.à g. , mood, economic resources). Sample question Katrina is concerned over the appropriateness of the elements she is using to create the environment in the restaurant sheââ¬â¢s about to open in Atlanta. She wants her restaurant to be like ones sheââ¬â¢s visited in California that serve wood fire pizzas and cedar-plank fish. Sheââ¬â¢s using a lot of wood and rock in the interior, which is con sistent with many restaurants in California. Which atmospheric factor is Katrina concerned about? a. fit b. congruity c. synergy d. functionality e. prestige
Wednesday, December 4, 2019
Pluto Repeats An Anomaly When Compared With The Terrestrial Planets (M
Pluto repeats an anomaly when compared with the terrestrial planets (Mercury, Venus, the Earth and Mars) or the giant planets (Jupiter, Saturn, Uranus and Neptune). This icy world is more like a huge asteroid or the satellites of the outer planets; it has even been suggested that Pluto was a satellite that escaped from Neptune's pull. The small size of Pluto combined with its distance make it very difficult to observe; however, two important discoveries have just been made. In 1976 new spectroscopic observations revealed that the surface of Pluto was covered, at least partially, by frozen methane. The infrared spectrum enabled this methane to be identified, besides other kinds of ice, such as ice of ammonia or water. The surface of Pluto, covered by ice, is therefore bright and its reflective power (or albedo) is much greater than we would suppose, thinking that it was all covered by rocks. Knowing its distance from the Earth and its reflection coefficient we can deduce a diameter of between 2000 and 2700 kilometers; its mass is thus much less than first estimates.
Wednesday, November 27, 2019
THE SHORT ESSAY ON WASTE MANAGEMENT free essay sample
A large number of interrelated waste management tasks and their high complexity require a systematic approach to sweepings management. Waste management essay is an integral part of the overall stewardship system. The structure, responsibilities, practices, procedures, and processes should be coordinated with work in other areas, for example, in production and economic activities, in the field of public health, etc. Ending the waste management essay introduction, it is necessary to say that this structure alone can not exist, therefore, it should be included in the environmental stewardship system.Stages of the Amplification of a Sweepings Management System in the Second Half of the 20th Century Disposal of waste in small landfills; The end of the 70s: construction of landfills engineering structures with wastewater filtrate purification systems and biogas utilization; 80-is. amplification of a separate collection system for SHW, amplification of the secondary market; 90-is. Processing of solid sweepings with the separation of organic component and its subsequent composting. We will write a custom essay sample on THE SHORT ESSAY ON WASTE MANAGEMENT or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The current scheme of waste processing is the sorting of sweepings to remove secondary raw materials, separation of the organic part for composting and solid fractions to be burned or buried. The New Approach to Waste Management The main promise of any speech on waste management is in the fact that the transition from the landfilling of the entire mass of solid domestic sweepings to industrial processing to 50-60% of its weight is the main trend in solving the problem of waste in world practice. It should be understood that the practical solution of industrial sweepings processing is associated with large capital investments, so the construction of industrial waste processing facilities is rather slow.Waste stewardship begins with a change in the look at what household sweepings are. A well-known expert on the waste problem, Paul Connett, has a formulation expressing this new view: Rubbish is not a substance, but the art of mixing together different useful things and objects, thereby determining their place in a landfill.Traditional approaches to the sweepings problem focused on reducing the hazardous impact on the environment by isolating the landfill from groundwater, cleaning emissions from incineration p lants, etc. The basis of the concept of waste management is that the sweepings consist of various components that must not mix with each other, but be disposed of separately from each other in the most economical and environmentally acceptable ways.The system assumes that in addition to traditional methods, waste reduction, recycling and composting (reduce reuse recycle approach) should become an integral part of sweepings management. It is assumed that the combination of several mutually complementary programs and activities, rather than one technology, even the most modern one, can contribute to an effective solution of the waste problem.For each specific region, it is necessary to choose a certain combination of approaches that take into account local experience and local resources. The plan of measures in the sweepings stewardship system is based on the study of the flows of waste generated in different industries (including households), the evaluation of available options, and includes the implementation of small pilot projects that allow gathering information and gaining experience. At present, sweepings management is regulated by separate provisions of laws, regulations, and rules in the field of environmental protection and waste management. A lot of useful information can also be found in the scientific essay on waste disposal. The modern structure of the system of environmental law combines legal regulation of nature stewardship for facilities with functional regulation of environmental protection and environmental safety.Thus, the use of a set of different methods for processing sweepings, focused on regional and sectoral applications, is a waste management system. It should be built in the form of a hierarchical structure in which priority is given to methods that reduce the generation of sweepings , their reuse, and recycling, thereby reducing the volume of waste to be buried or destroyed. Waste Management System Hierarchy The hierarchy begins with the diminution of sweepings at the source. This implies a diminution in the total amount of waste and a decrease in their toxicity and other harmful properties. The diminution of sweepings is achieved by reorienting producers and consumers to products and packaging, resulting in less waste. The next level is recycling. This makes it possible to make full use of materials and reduce the amount of sweepings generated, and also significantly reduce the amount of waste that is consumed in landfills or incineration plants. The third level of recuperation is the processing of materials, including composting of organic matter, melting glass, metal, plastic and other forms of recuperation of useful materials, preventing their disposal. At the same time, recycling is the return of sweepings to the same technological process that led to their formation, and the recuperation is the use of waste after processing, or without it, in other technological processes or to generate energy. The fourth level is the extraction of energy. Incineration reduces the amount of sweepings that enters landfills and can be used to generate electricity. Modern incineration plants are equipped with emission cleaning systems, power generators used in combination with other methods. The fifth level is a burial on polygons. This remains necessary for wastes that are not recyclable, fireproof or combustible with the release of toxic substances. Modern sanitary polygons that meet environmental requirements do not closely resemble the landfills that are familiar to everyone: they are the most complicated engineering structures equipped with water and air pollution control systems that use methane generated during the rotting process to produce heat and electricity. The use of various combinations of recyclization, processing, composting and diminution of sweepings volumes leads to the most efficient functioning of the system and, ultimately, to a diminution in the amount of waste generated. At the same time, the sweepings stewardship structure should be organized in such a way that it has the opportunity to adapt to changing conditions in the economic and technological sphere, that is, to develop and improve as the approaches to management and methods of processing materials change. Elements of flexibility, mobility, and consistency that ensure the amplification of a waste stewardship system based on the results and experience of previous stages of its amplification and operation represent the conditions for its self-development.The concept of creating a sweepings à management system provides for the amplification of a set of related organizational, managerial, legal, regulatory, technical, and economic tools for sweepings management, waste m onitoring, and the implementation of promising scientific developments aimed both at improving the technical level of sweepings processing and on the creation and implementation of low-sweepings à technologies. One of the main directions in this area is the improvement of information support and training of specialists in sweepings management. Objects and Management Methods in the Waste Stewardship System When developing a system of state (and regional) sweepings management, one should proceed from the fact that management objects are all sources of sweepings à generation and their consumers and the controlled impact must be carried out in three strategic areas: creation of conditions for reducing the amount of waste; maintenance of growth of volumes of use of sweepings; creation of ecologically safe conditions of storage and a burial place of a waste. In a market economy, priority should be given to legal, regulatory and economic methods of management, that is, it is possible to use both economic incentive methods and economic impact methods. However, at present, sweepings producers do not bear the full economic and social burden of their destruction, shifting it to society. Therefore, the sweepings producer must compensate for the full social cost of handling waste. Main Principles of Waste Management Systems The basic principles of economic regulation in the field of sweepings stewardship are the following. Reducing the amount of sweepings through the introduction of low- and non-sweepings technologies and the involvement in the economic circulation of waste generated during the production process. However, the recycling of certain types of sweepings is economically unprofitable for one enterprise, since it requires certain efforts to collect and store special technologies and production facilities for their processing. Waste disposal costs. The payment for sweepings disposal is a form of compensation for damage to the environment. Funds are accumulated in the accounts of environmental funds and are used to finance environmental activities. Economic stimulation of activities in the field of sweepings management. The main levers of economic incentives should be tax and credit benefits to those users of natural resources who implement measures for resource saving and transition to clean production.
Sunday, November 24, 2019
Dealing With the Check 21 Banking Law
Dealing With the 'Check 21' Banking Law A sweeping new federal banking law known as ââ¬Å"Check 21â⬠will go into effect beginning October 28, speeding up check processing and putting consumers at risk for more bounced checks and fees, warns Consumers Union. The consumer group is advising consumers to keep a careful eye on their bank statements in the coming months and issued a set of tips to avoid some of the lawââ¬â¢s potentially negative impacts. ââ¬Å"Check 21 will be a boon for the banks who will save billions of dollars once itââ¬â¢s fully implemented,â⬠said Gail Hillebrand, Senior Attorney with Consumers Unionââ¬â¢s West Coast Office in a CU press release. ââ¬Å"Consumers could end up losing out if theyââ¬â¢re not careful and if banks use the new law as an excuse to bounce more checks and collect more fees.â⬠Starting October 28, 2004, consumers will discover that their bank account statements will come with fewer ââ¬â or perhaps none ââ¬â of their canceled paper checks, as banks begin to process checks electronically. Consumers will enjoy less ââ¬Å"float,â⬠meaning that the checks they write will clear much faster. Under the new law, checks could clear as early as the same day, but banks wonââ¬â¢t be under any obligation to make funds from checks that consumers deposit into their accounts available any sooner. That could mean more bounced checks and more overdraft fees paid by consumers. Banks maintain that the law will be implemented gradually, but consumers will begin to experience its effects in the coming months as more and more banks and merchants take advantage of electronic processing and other provisions of the law. So even if a consumerââ¬â¢s bank doesnââ¬â¢t implement Check 21 right away, another bank or merchant that processes the consumerââ¬â¢s check might choose to do so. That means the original check may never be returned to the consumerââ¬â¢s bank so the consumer wonââ¬â¢t receive the canceled paper check in their bank statement. And any check the consumer writes might clear as early as the same day. Consumers Union is advising consumers to review their bank statements carefully to get a better sense of how Check 21 is affecting them and offers the following tips to avoid its potential pitfalls: Expect the checks you write to clear faster, but not your deposited checks: Dont write a check unless the funds are already in your account.The checks you write will clear faster, but banks arent required to speed up the time when they make funds available from checks that you deposit.Most banks will credit checks you deposit into your account in one day if the check is local. Deposits that are made through ATMs can take an extra day to be credited to your account.And out-of-town checks you deposit can take additional days to be credited to your account.The best way to ensure that your paycheck will be deposited quickly is to arrange for direct deposit through your workplace. Social Security check recipients can also arrange for direct deposit. (Note: starting in 2013, Social Security stopped issuing paper benefit checks.)Ask for a ââ¬Å"recreditâ⬠right in writing if your bank makes a check processing error: If a check you write is paid twice, or paid for the wrong amount, or something else goes wrong with your checking account, you may have the right to ââ¬Å"recreditâ⬠under Check 21. This ââ¬Å"recreditâ⬠right means that you are entitled to have the funds returned to your account within 10 business days unless the bank proves that there was no error. If something goes wrong with your checking account, make a written request that your bank recredit the funds to your account. Your bank can avoid the 10-day recredit deadline if you did not receive a substitute check.Ask for a substitute check if there is a problem with your account involving a check: Check 21 restricts recredit to consumers who were provided with a substitute check. If there is a problem with your account involving a check, always ask for a substitute check, which is a special kind of copy of your paper check. If you now get your original checks back, you could ask for an account that returns substitute checks every month. If your bank charges too much for an account that returns substitute checks every month, look for another bank.Find out how your bank plans to treat you under Check 21: Not all banks plan to implement Check 21 in the same manner. Find out if your bank will give you a substitute check if you ask for one and if it plans to charge customers an extra fee for a substitute check. And find out if your bank places a hold on your deposits so you can take steps to avoid bouncing checks and paying overdraft fees once the checks you write start to clear more quickly under Check 21. A fact sheet on the Check 21 law is available at:à federalreserve.gov/paymentsystems/regcc-faq-check21.htm
Thursday, November 21, 2019
ECONIMIC CONCEPTS-GLOBAL CUSTOMERS Coursework Example | Topics and Well Written Essays - 750 words
ECONIMIC CONCEPTS-GLOBAL CUSTOMERS - Coursework Example This means that by resorting to produce a chicken, Michelle would forego the value of producing 4 pounds of potato. Answer 3 The opportunity cost of James of potato producing is (=40/80), i.e. ? chicken per pound of potato. Thus by producing 1 pound of potato, James would forgo the value of producing ? number of chicken per year. Answer 4 The opportunity cost of chickens production for James is (=80/40), i.e. 2 pounds of potato per chicken. This means that James would forgo the value of producing 2 pounds of potato for choosing to produce 1 chicken. Answer 5 The absolute advantage of the activities of producing potatoes and chickens by Michelle and James could be determined by comparing their production of chickens and potatoes per unit time, i.e. 1 year. This could be determined from the table given below. à Potatoes (pounds) Chickens (nos.) Michelle 200 50 James 80 40 It could be observed that Michelle could produce 4 pounds of potato per chicken in one year while James could pr oduce 2 pounds of potato per chicken in the same time period. For producing both potatoes and chickens, Michelle has an absolute benefit compared to James in the volume of potatoes and the number of chicken produced by them in one year. Answer 6 The comparative advantage would be attained if the opportunity cost is lower as compared to that of the others. ... This means that James have attained comparative advantage over Michelle as he has sacrificed lesser value as compared to Michelle for producing chickens. Answer 8 Assuming Michelle specializes in producing potatoes and James specializes in producing chickens, a trading rate of 2.5 pounds of potatoes in exchange of 1 unit of chicken would help to determine whether itââ¬â¢s better off for them. This trading rate is better than the opportunity cost of 1 chicken for 4 pounds of potato produced by Michelle. Thus Michelle would be better off in trading with his specialization. Also, the trading rate is better than 2 pounds of potato for 1 chicken produced by James. Thus James would also be better off in this situation. Answer 9 The above findings could be narrated to the business, society and the nations, at large to effect use of trade theory that explain the difference between absolute advantage and the comparative advantage. It has been observed that although James does not hold abso lute advantage in production of either potatoes or chickens, he has still been able to attain a better off position in trading of chickens. This is because James has focused on his specialized area where he holds a comparative advantage over Michelle. The same is applicable to the business, society and the nations. The business, society and the nations which lag in their production volumes per unit time as compared to others may not hold absolute advantage over others. The benefits of trade, however, do not depend on the absolute advantage but depends on the comparative advantage (Maneschi, 1998). By specializing on trade in which entities have comparative
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